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Frequently Asked Questions

Find answers to common questions about will writing, estate planning, and our services.
What's the difference between a Will and a Trust?
A Will is a legal document that specifies how you want your assets distributed after death. It only takes effect when you die and goes through probate. A Trust, on the other hand, is a legal arrangement where assets are managed by trustees for beneficiaries. Trusts can provide additional protection from creditors, care fees, and disinheritance, and trust assets typically avoid probate.
The drafting process typically takes 1-2 weeks. Once signed, the LPA must be registered with the Office of the Public Guardian, which can take 8-12 weeks. However, a Property & Financial Affairs LPA can be used immediately upon registration, while a Health & Welfare LPA only becomes active when you lose mental capacity.
Yes, we are regulated will writers and estate planning specialists. We adhere to strict professional standards and carry professional indemnity insurance for your protection. All our services comply with UK legal requirements.
We charge a fixed fee for executor support services, which is significantly lower than the traditional percentage-based approach (typically 2-4% of estate value). The exact cost depends on the complexity of the estate, but you’ll know the price upfront with no hidden charges. Contact us for a personalized quote.
Absolutely. We offer free lifetime document updates for all our clients. If your circumstances change — such as a new grandchild, house move, or change in financial situation — we’ll update your will, trust, or LPA at no additional cost.
Without an LPA, your family would need to apply to the Court of Protection for a deputyship order. This process can take several months, cost thousands of pounds, and involves ongoing annual fees and reporting requirements. An LPA avoids all of this and ensures your chosen person can act immediately.
A trust can provide protection against care fees, but timing is critical. If you transfer assets into a trust and then require care within 7 years, local authorities may assess this as “deliberate deprivation of assets.” However, if set up proactively as part of estate planning (not specifically to avoid care fees), it can offer protection. We’ll discuss your individual circumstances and provide honest advice.
Yes, you still need a Will even if you have a Trust. While the trust covers assets placed into it, you’ll likely have other assets (personal belongings, bank accounts, etc.) that need to be dealt with through a Will. We typically create a “pour-over” Will that directs any remaining assets into the trust.
It’s important to discuss executor responsibilities with the people you’re appointing and ensure they’re willing to take on the role. You should also appoint substitute executors in case your first choice is unable or unwilling to act. Our Executor Support service can also assist if your appointed executor needs professional help.
Simply contact us to book a free, no-obligation consultation. We’ll discuss your circumstances, explain your options, and provide clear recommendations tailored to your needs. There’s no pressure — just expert, friendly guidance to help you make informed decisions.
What is the difference between a Will and a Trust?

A will takes effect after you die and distributes your estate according to your wishes. A trust can be set up during your lifetime and provides ongoing protection for your assets, including protection from care costs and creditors. Many people use both: a will to distribute personal items and a trust to protect their home and significant assets.

Creating the LPA documents typically takes 1-2 weeks. Once completed and signed, it must be registered with the Office of the Public Guardian, which can take 8-12 weeks. We handle the registration process for you and keep you updated on progress.
Yes, we are fully regulated and work to the highest professional standards. Our will writing and estate planning services comply with all UK legal requirements, and we carry professional indemnity insurance for your peace of mind.
Executor support is included free of charge when you write your will with us, and it remains valid for up to 15 years. This is a significant saving compared to traditional probate services, which typically charge 2-4% of the estate value (£6,000-£12,000 on a £300,000 estate).
Absolutely. We offer free lifetime updates to your will and related documents as your circumstances change. Whether you move house, have more children, or simply want to adjust your wishes, we’re here to help at no extra cost.
Yes. Many people assume their spouse automatically inherits everything, but intestacy rules are complex. Without a will, your spouse may not receive your entire estate, especially if you have children, and unmarried partners inherit nothing at all. A will ensures your wishes are followed.
Without protection, your home can be assessed for care home fees, and if your total assets (including your half of any jointly owned property) exceed £23,250, you’ll need to contribute to care costs. A Family Asset Protection Trust can protect your share of the home from this assessment.
Choose people you trust completely — usually family members or close friends. They should be responsible, organized, and willing to take on the role. We recommend appointing at least two people and naming replacements in case your first choices can’t act. We’ll guide you through the considerations during your consultation.
Not at all. If you own a home in the UK, a trust can be valuable. The average UK house price is over £250,000, which means many families face potential care cost assessments. A trust protects your family home regardless of the overall size of your estate.
Life changes are exactly why we offer free lifetime updates. Marriage, divorce, birth of children, moving house, or simply changing your mind about beneficiaries — we’ll update your documents at no charge. Just get in touch, and we’ll arrange a review.
We’re flexible. We can meet you at your home, in our office, or via video call — whatever works best for you. Many of our clients prefer the comfort of their own home for these important discussions.
An initial consultation typically takes 60-90 minutes. We’ll take the time to understand your situation, explain your options clearly, and answer all your questions. There’s no rush, and there’s no obligation to proceed.

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